We are proud to be the only Members FirstBupa Chiropractor in Morley, Perth WA. Our clinic is very close to the Morley Bupa Branch. At Fortitude Health we spend time with each patient, so to us you are not a number. We listen to your goal and tailor our management plan to what you want. Our Bupa Members First Chiropractic Clinic has 2 Chiropractors, we have a dedicated rehab room so we can go over exercises to improve and prevent injuries.
Why Go to a BUPA Members First Chiropractor?
Attending a BUPA Members First Chiropractic clinic means you "can receive additional value and certainty through known out-of-pocket expenses." Generally, patients will also receive higher set benefits and up to 100% back (ranging from 60% depending on your level of cover).
How Do I Claim at a BUPA Members First Clinic?
Our clinic has a HICAPS terminal on-site, which means all you need to do is bring your Bupa card with you. We will swipe your card and all you have to pay is the difference (if any). It's that simple — no claims to submit or paperwork to complete.
What Is the Difference in Price When Seeing Our BUPA Chiropractors?
As a Members First clinic, Bupa reduces the out of pocket costs when compared to other health funds. As most policies are different you will need to speak to Bupa to find out exactly what you get back. We recommend checking your policy details or contacting Bupa directly for specific benefit information.
Is There a Difference in Pricing for Kids on My Membership?
Yes! On selected hospital and extras covers, there are 100% gap-free consults for anyone ages 25 and under. This means if your child falls within this age group and your policy includes this benefit, you pay nothing out-of-pocket. Check your policy details to confirm if this benefit is included in your cover.
Is this available at both Fortitude Health clinics?
Evidence-based chiropractic care with over 20 years combined experience with our practitioners. BUPA Members First and Medibank preferred provider with HICAPS on-site.
BUPA Members First is an agreement between BUPA and a network of chiropractors and allied health providers across Australia. When you visit a Members First provider like Fortitude Health in Morley, you receive a percentage back (typically 50–75%) on your chiropractic treatment costs, up to your yearly limit. This means lower out-of-pocket costs compared to non-Members First providers.
The percentage you receive back depends on your specific BUPA policy. Most plans offer 50–75% back on chiropractic treatment costs. For example, an initial chiropractic visit might cost $31–$38, and a subsequent visit $22–$30. We recommend checking your policy details or contacting BUPA directly to confirm your exact benefit percentage and yearly limit.
Yes, there is typically a 2-month waiting period before you can claim chiropractic benefits under BUPA extras cover. This means if you've recently joined or upgraded your plan, you may need to wait before benefits begin. If your condition is the result of an accident, you may be eligible for faster benefit access - check with BUPA.
Once you've reached your annual chiropractic limit (which varies by plan, typically $200-$600+), you will no longer receive BUPA benefits for additional chiropractic treatment during that calendar year. However, you can still receive treatment and pay the full out-of-pocket cost. Your benefits reset on 1 January each year.
Simply bring your BUPA health insurance card to your appointment. Our team will verify your membership and coverage details, then process your claim at the time of treatment. You'll receive your BUPA benefit on the day, meaning you'll only pay the gap (the difference between our fee and BUPA's benefit). We use our HICAPS terminal to facilitate this.
BUPA recognizes that initial consultations involve more extensive assessment and planning, so they offer a higher benefit for your first visit (typically $31–$38). Subsequent visits receive a lower benefit (typically $22–$30). Your first visit at Fortitude Health Morley includes a thorough assessment, treatment planning, and initial care - and qualifies for the full initial benefit.
Yes, some BUPA plans apply step-down benefits after your first 10 combined chiropractic and osteopathy services in a calendar year. This means benefits may reduce after this point. We recommend confirming your plan details with BUPA, as this applies to certain policies only. Our team can provide guidance based on your specific coverage.
Some BUPA Members First plans include a loyalty reward scheme that increases your benefit by 2% each year when you visit Members First providers, up to a maximum increase of 10%. This means the longer you visit us, the better your benefit percentage becomes. Check your policy documents or ask our team if your plan includes this feature.
Yes. Some BUPA plans include an Accident Benefit that can boost your extras limits if you require urgent treatment as the result of an accident. This means your yearly chiropractic limit may be increased if you're injured. Contact BUPA immediately after an accident to understand how this benefit applies to your specific policy.
You can verify your coverage by calling BUPA directly at 1300 650 338, visiting their website at bupa.com.au/find-a-provider, or bringing your health insurance card to your appointment at Fortitude Health Morley. Our team can also help check your details on the day. It's important to confirm your waiting period status and annual limits before your first visit.
